The South Carolina Department of Insurance provides access to resources and other information on this Website as a public service. Although reasonable efforts have been made to ensure that all electronic information made available is current, complete and accurate, the Department of Insurance does not warrant or represent that this information is current, complete and accurate. All information is subject to change periodically, without notice.

The information and materials on this site could include technical inaccuracies or typographical errors. However, neither the State of South Carolina nor the South Carolina Department of Insurance makes any representations or warranties with respect to any information, materials, or graphics on this site. This information is provided strictly "AS IS", without warranty of any kind or nature whatsoever. The State of South Carolina and the South Carolina Department of Insurance expressly disclaims all warranties with regard to information, materials or graphics on this website. We expressly disclaim any warranties of merchantability, fitness for a particular purpose and non-infringement. Any claim with respect to the materials contained on this website shall be construed in accordance with the laws of the State of South Carolina. Jurisdiction of any dispute shall be vested in the courts of Richland County. Under no circumstances shall the State of South Carolina, the South Carolina Department of Insurance, its employees, agents, or representatives be liable under any theory of recovery at law or equity for any damages including but not limited to, special, direct, incidental, consequential, punitive arising out of or in any manner connected with the use of information or services or the failure to provide information from this website.

Unless otherwise noted on an individual document, file, web page or other website item, the Department of Insurance grants users permission to reproduce and distribute all information available on this website for non-commercial purposes and usage, as long as the contents remain unaltered and as long as it is noted that the contents have been made available by the South Carolina Department of Insurance.

Any electronic information or inquiries that the Department of Insurance receives from a website user shall be considered public information, unless otherwise required by law.

SCDOI understands the security of your personal and account information is important to you. To prevent unauthorized access, maintain data security and ensure the correct use of Information, SCDOI in conjunction with Department of Revenue (DOR) has put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the ACH information collected online. Our Internet–based systems are protected behind firewalls. Firewalls can be thought of as a selective barrier that permits only specific types of traffic (transactions) through our systems. When transmitting information and communicating with DOR data security is handled through a protocol called Secure Sockets Layer (SSL). SSL is an established and mature Internet security standard with two dominate features: web server authentication and data encryption.

This site requires the use of secure browsers to protect while you access our online services. Secure browsers allow you to communicate with our Web site in a protected session by encrypting information that flows between you and the site. SCDOI uses 128-bit browser encryption. We strongly recommend the use of 128-bit encryption, the highest level of protection possible for Internet communications.

The inclusion of, or linking to, other website URLs does not imply our endorsement of, nor responsibility for, those websites, but has been done as a convenience to our website visitors.

In an effort to better serve our website visitors, the Department of Insurance has implemented an automated language translation capability that allows visitors to perform real-time translation of many of the pages on our site. It is important to note that this is "machine translation" only and no human translation is being performed at this time. The translation is being performed by www.freetranslation.com. Department of Insurance forms will remain in English for now.

Accordingly, the machine translation may not be accurate. You may have to do your own independent translation of the information to ensure its accuracy. However, since this method has been widely adopted on the Internet, we determined that this translation is the best short-term solution that we can provide for our visitors.

The Department of Insurance is providing language translation with the understanding that machine translated documents may contain inaccuracies due to the translation process. The Department of Insurance is not responsible for the reliability or accuracy of translated documents.