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Auto | Homeowners/Condo/Renter


How to Use the Price Comparison Tool

This tool is intended to help you compare price estimates among companies that sell auto and homeowners insurance to consumers in South Carolina. In the form below, you will be asked to answer several questions about yourself, where you live, your desired level of coverage, and your car or home. Answering these questions to the best of your ability should result in a better price estimate.

Please Note:

These estimates are for illustration purposes only. They are given to the South Carolina Department of Insurance by insurance companies and are based on a limited set of criteria. These are not insurance quotes and are not the exact amounts you may be quoted by an insurance company. Your premium will vary according to your individual circumstances and may be higher or lower than the estimates listed.

Rate information was provided to the South Carolina Department of Insurance by the companies listed. The top 25 insurer groups by national premium volume with more than $1 million in South Carolina premiums were required to submit sample rates. Other companies submitted data voluntarily. There may be other companies beyond those listed here that sell auto or homeowners insurance in your area.


Sample Rates for Your Driver Profile


PLEASE NOTE:The sample rates are estimates given to SCDOI by the companies listed. Your actual premium will be based on your individual circumstances and could be higher or lower than the sample rates shown. To get an exact premium quote, contact the company or an agent directly. Some companies may require you to meet eligibility requirements. Sample rates are provided for informational purposes only. SCDOI does not endorse any product, service, or company.

The top 25 insurer groups by national premium volume were required to submit sample rates. Some companies submitted data voluntarily. There may be other companies that sell auto insurance in your area that are not listed here.

Your Selected Profile

County & ZIP Code Your Auto How You Use Marital Status Gender Age Driving Record Credit Rating Coverage Limits
County & ZIP Code Age of Residence Type of Construction Claim History Credit Rating Policy Coverage Amount



Key
 
Select to Compare
Select up to three companies to compare rates and view detailed policy information.
Annual Sample Rate
The sample rate is an estimate for an auto liability insurance policy based on the information you provided. Collision and comprehensive are NOT included.
A.M. Best Rating
The rating indicates the financial strength and operating performance of each company. Reprinted by permission. A++ and A+ mean superior; A and A- mean excellent; B++ and B+ mean very good; B and B- mean fair; C++ and C+ mean marginal; C and C- mean weak; and NR means the company was not rated by A.M. Best.
Number of Valid Complaints
The ""Number of Valid Complaints"" equals the total number of complaints that were filed with the Department of Insurance and deemed valid after an investigation. The number represents the most currently completed calendar year and it is updated each year.
Key
 
Select to Compare
Select up to three companies to compare rates and view detailed policy information.
Annual Sample Rate WITH wind coverage
The sample rate is an estimate for a homeowners insurance policy based on the information you provided and also includes wind and hail coverage.
Annual Sample Rate WITHOUT wind coverage
The sample rate is an estimate for a homeowners insurance policy based on the information you provided and does not include wind and hail coverage.
A.M. Best Rating
The rating indicates the financial strength and operating performance of each company. Reprinted by permission. A++ and A+ mean superior; A and A- mean excellent; B++ and B+ mean very good; B and B- mean fair; C++ and C+ mean marginal; C and C- mean weak; and NR means the company was not rated by A.M. Best.
Number of Valid Complaints
The ""Number of Valid Complaints"" equals the total number of complaints that were filed with the Department of Insurance and deemed valid after an investigation. The number represents the most currently completed calendar year and it is updated each year.