Emergency Adjuster Licensing Procedures
CAROLINA DEPARTMENT OF INSURANCE
EMERGENCY ADJUSTER LICENSING PROCEDURES
the likelihood that damages may be incurred as a result of a natural disaster
occurring in this state, the Department of Insurance hereby posts its Emergency
Adjuster Licensing Procedures. These procedures must be followed in the event
South Carolina incurs any damages from a natural disaster, and the need for
emergency adjusters arise.
Carolina receives damages from a natural disaster requiring the entry of
unlicensed non-resident emergency adjusters, the following guidelines must be
met before deploying emergency adjusters into the state:
emergency adjuster is granted permission to enter into South Carolina, the
Director of Insurance, pursuant to S.C. Code Ann., Regulation 69-1, must first
determine that the potential for an emergency situation exists.
Director of Insurance has declared an emergency, insurers may immediately
appoint emergency adjusters without first having to complete the
AN EMERGENCY ADJUSTER application. However, before appointing emergency
adjusters, insurers must first utilize licensed resident and licensed
non-resident South Carolina adjusters to their fullest extent in handling
are allowed up to 48 hours after an emergency adjuster has been appointed to
complete the Emergency Adjuster Appointment Application and file it with the
Department. An application for
AN EMERGENCY ADJUSTER can be
obtained through this Internet site or from the Department of Insurance by
calling (803) 737-6095. The thoroughly completed application can be faxed or
mailed to the address below.
initial emergency adjuster appointment may not exceed one hundred twenty (120)
days from the date of the initial appointment.
hundred twenty (120) days has lapsed, insurers must obtain written authorization
from the Department of Insurance before an appointed emergency adjuster can
continue to adjust South Carolina catastrophe claims.
Carolina Department of Insurance will coordinate recovery efforts with the
State's Adjutant General's Emergency Preparedness Program for early access
should the need arise.
adjusters must keep in their possession at all times the original, thoroughly
AN EMERGENCY ADJUSTER application from the appointing
insurer along with the South Carolina Department of Insurance's disaster permit
in order to be eligible to adjust catastrophe claims. Emergency adjusters must
be able to present a copy of their driver's license, or other valid picture
identification upon the request of any state of federal emergency enforcement
authority. If an individual does not have a drivers license with a picture
identification, there must be some other verifiable picture identification.
Again, state and/or federal emergency enforcement authority may ask emergency
adjusters to produce this information. Individuals not able to produce these
credentials when asked will be automatically subject to disqualification from
conducting emergency adjusting activities in South Carolina and their emergency
licensing privileges will be immediately revoked.
licensed and emergency adjusters must cooperate fully with county and municipal
authorities and communicate entry or access problems through their respective
Information provided on the emergency adjuster application will be subject to
verification with each emergency adjuster's state of domicile in order to
confirm the information provided to this office. Submission of false or
fraudulent information to the Department will result in administrative
disciplinary action reportable to state and federal authorities, as applicable.
are responsible for the actions of their agents/adjusters and will be held
accountable for such acts and, or omissions.
Individuals who do not possess a South Carolina resident or non-resident public
insurance adjuster license are not allowed to conduct public adjuster activities
in South Carolina. Individuals seeking to perform public adjuster activities in
South Carolina must first become licensed as a resident or non-resident public
adjuster. Applications are available at the following website address:
concerning emergency licensing procedures may be directed to:
Mary Ann O'Brien, Supervisor - Individual Licensing Section or
Byrd, Director, Individual Licensing, Education and Consumer Services Division
Office Box 100105Columbia, SC 29202-3105
Number (803) 737-6095 Fax Number: (803) 737-6100
concerning emergency entry permits and other emergency procedures may be
Roberson, Executive Assistant to the Director and Emergency Coordinator